Lasting Power of Attorney

1. General or Ordinary Power of Attorney a type of power of attorney that gives someone permission to manage your property and finances ( NOT HEALTH and WELFARE) on your behalf. They CANNOT be used once you no longer have capacity to make decisions on your behalf.

2. Lasting Power of Attorney – Financial and Property.

A Property and Financial LPA enable you to appoint a trusted family or friend to be your appointed Attorney to help you do it or make decisions on your behalf.

3. Lasting Power of Attorney – Health and Welfare.

Health and Welfare and LPA enable you to appoint a trusted family or friend to be your appointed Attorney to help you do it or make health and welfare decisions on your behalf.

4. Enduring Power of Attorney.

If there comes a time when you are no longer fully able to manage your finances or property such as paying bills, your rent or mortgage, dealing with banks, insurance then a Property and Financial LPA enable you to appoint a trusted family or friend to be your appointed Attorney to help you do it or make decisions on your behalf.
You can limit their decision making or appoint more than one person.

If there comes a time when you are no longer fully able to manage to look after you health or own well-being such as your day to day care, medical decisions or medical treatment then a Health and Welfare and LPA enable you to appoint a trusted family or friend to be your appointed Attorney to help you do it or make health and welfare decisions on your behalf.what is a Health & Welfare LPA

Life sometimes springs painful and unexpected events upon us. We have a nasty car accident, develop a long term illness like dementia or old age begins to impact our ability to make important decisions on our health or finances. If we reach a stage where were no longer have capacity or need help to make those decisions it is comforting to have help from those who love us or we know we can trust.

A Lasting Power of Attorney helps you “Plan Ahead” to ensure your needs are protected and that family members don’t suffer the stress and heartache of dealing with the government bodies when doing their best to acting on your behalf  in your time of need . An LPA like your own health and financial security plan.

A Lasting Power of Attorney is not just for those who are older and illnesses begin to impact mental capacity. – it is important for everyone as we never know when something can happen that impacts you and your family.

A Lasting Power of Attorney:

• Helps by allowing you to choose who you want to act on your behalf to make financial, property, health or well being decisions when you want it or when you no longer have capacity to make decisions.  If you don’t have one the Court of Protection will appoint a deputy ion your behalf.
• With A property and financial affairs LPA you can chooses an attorney to make decisions even if you can still make them yourself. This is not compulsory but can be helpful. It also helps the attorney get familiar with your needs and finances.
• It save time making it easier for your family or friends to help in the future and is less expensive than going to Court.
• You can begin discussions about your future now with one close to yo and get permission from those near and dear to help.

1. Choose your attorney (you can have more than one).
2. Fill in the LifePartnerWills online forms to appoint them as an attorney.
3. Let LifePartnerWills check your forms and send them to you
4. Register your LPA with the Office of the Public Guardian (this can take up to 16 weeks).

It costs £82 to register an LPA unless you get a reduction or exemption.

In order to write a Lasting Power of Attorney you need to have mental capacity.

The law defines Mental capacity in the Mental Capacity Act 2005.

In common sense parlance it is determined by whether in communication, speech, writing, signs or another way you understand the

But in a nutshell it’s determined by whether you’re able to understand the following when you’re making a decision: – The decision you need to make – Why you need to make it – Any relevant information that helps inform the decision – The consequences of your decisions – And that you’re able to communicate the above (whether that’s through speech, signs or another way).

Someone needs to assess you as having Mental capacity this person is called the “Certificate Provider”.

There are two costs to an LPA.

1. The first is the drafting of an LPA.

• You can draft your own LPA for free by going to the Court of Protection website. Our FAQs provide the categories needed to complete their forms
• You can purchase a self written LPA with LifePartnerWills which is checked at signing for £149 for one LPA or  £250  for both of our Finance and Property LPA and Health & Welfare LPA
• For most people it is easier to get advice and help throughout the complicated process of drafting an LPA. LifePartnerWills Premium draft LPA enables you to have your own client advisor to guide your through the process for 250 per LPA or 500 for both Finance and Property LPA and Health & Welfare

2. the second cost is Registration of an LPA.

• The registration of an LPA with the Court of Protection at 82 per LPA.
• So registration of both a Finance and Property LPA and Health & Welfare LPA is £164 payable directly to the Court of Protection. 
• For some people on low incomes you may be get a reduction or exemption from the fee. LifePartnerWills can advise you if you qualify.